![]() ![]() Also, the bonus counts on the settlement date, not on the swipe date. You can continue to earn up to 15,000 bonus points on Infinia per month however, you can earn no more than 7,500 bonus points here on a per-day basis. I’ve stripped away the unlimited 1X Reward Points which will be given away always per month. In a nutshell, this is the new earning structure for Infinia. The benefits were gone long ago for the other daily drivers of this portfolio, such as Amazon and Flipkart. In September 2021, they had already reduced the number of points one could earn on Instant Vouchers. The Bank is removing the 10X earning on Smartbuy flights booking and Bus bookings and reducing the earning of bonus points on Trains. The Bank has not moved to reduce the earnings on this card by a lot, but there is a rationalisation for sure. ![]() HDFC Infinia is the Number 1 card in the portfolio of HDFC Bank cards for now. HDFC Bank’s rationalised Smartbuy proposition for Infinia Cardmembers This will impact the earning potential on various HDFC Bank Credit Cards and other products such as debit cards and the Payzapp product. The new HDFC Bank Smartbuy points structure has been implemented from February 1, 2022. While I have been hearing some murmurs about this for a few days now, HDFC Bank has finally moved the needle on points earning on their credit card portfolio. ![]()
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